Vendor and Exhibitor Insurance
Liability coverage from $199 — single event or annual
Whether you’re a DJ, photographer, caterer, musician, or any other event vendor, most venues require proof of liability insurance before you can work. We make it fast and easy — quote and purchase online in minutes with instant proof of coverage. Annual policies include unlimited events and certificates of insurance all year long. Available in all 50 states and Washington D.C.
What is Vendor Insurance?
Vendor insurance (also called vendor liability insurance or exhibitor insurance) is a type of commercial general liability coverage designed for businesses and individuals who provide services or sell products at events. It protects you if a third party (such as an event guest) is injured or their property is damaged as a result of your work at an event.
Most event venues, festival organizers, and trade show operators require vendors to carry a minimum amount of liability insurance and provide a Certificate of Insurance (COI) before they can set up or perform. Vendor insurance from RVNA covers DJs, photographers, wedding bands, food trucks, event planners, photobooth operators, film producers, exhibitors, caterers, floral designers, and hundreds of other vendor types working events across all 50 U.S. states.
Find Coverage for your Vendor Type
Select your vendor type below for coverage details specific to your business. Don’t see yours? We cover hundreds of vendor categories, get a quote online now.

DJs and MCs
Liability coverage for DJs, emcees, and audio professionals. Liability protection can help cover costs for bodily injury claims due to your equipment setup as well as property damage to venues, and meets most venue insurance requirements. Single event or annual policies available.

Bands and Musicians
Wedding bands, cover bands, solo performers, quartets, and ensembles. Designed to provide liability protection related to your performance, equipment damage to venues, and vendor compliance requirements.

Photographers
Event, wedding, and portrait photographers working on location at venues. Liability protection can help cover costs for trip-and-fall claims near your gear, property damage from equipment, and venue liability requirements.

Photobooth Operators
Mobile photobooth, 360 booth, and photo experience vendors. Can provide coverage for guest injuries near your booth, damage to venue property, and prop-related incidents.

Food Trucks and Catering
Mobile food vendors, beverage trucks, and catering professionals. Protection for slip-and-fall claims, burn injuries near your setup, and meets event organizer and permit requirements.

Event Planners
Wedding planners, event coordinators, and day-of coordinators. Liability protection for coordination activities, vendor management, and venue requirements for contracted professionals.

Film and Video Producers
Videographers, film producers, and content creators shooting on location. Coverage for production equipment incidents, venue property damage, and permit compliance.
Don’t see your vendor type?
We cover floral designers, hair & makeup artists, entertainers, balloon artists, face painters, officiants, tradeshow exhibitors, and hundreds more.
Single event or annual, which is right for you?
Single event / multi-day
From $199
Coverage for one event or a multi-day engagement. Ideal if you do a few events per year or need coverage for a specific gig where the venue is requiring it.
Annual (365 days)
From $562/year
Unlimited events all year. Unlimited free COIs. One purchase covers everything. The clear choice if you work 3+ events per year.
What’s included with every vendor policy:
Every vendor policy includes general liability (bodily injury and property damage), host liquor liability at no extra charge, and unlimited free certificates of insurance.
Optional add-ons available at checkout:
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Questions? Solved
Coverages › Claims › FAQs
Frequently asked questions
In most cases, yes. The majority of event venues, festival organizers, and trade show operators require all vendors to show proof of general liability insurance before they can set up or perform — even for a single day. Without it, the venue may not allow you to participate. Our single-event policies start at $199 and you can purchase online in minutes with instant proof of coverage.
Vendor liability insurance starts at $199 for both single-event and annual policies. Your final premium depends on the type of vendor work you do, the coverage limits you select, and any optional add-ons. Annual policies are the best value if you work 3 or more events per year — one purchase covers unlimited events with unlimited free certificates of insurance.
A Certificate of Insurance (COI) is a document that proves you carry liability insurance. Venues require it because it confirms that if an accident happens related to your work, your insurance — not the venue’s — responds to the claim. With our policies, you get unlimited free COIs available 24/7. You can add your venue as an Additional Insured online and email the certificate directly to them during checkout.
Vendor general liability insurance covers bodily injury (e.g., a guest trips over your cables or equipment), property damage (e.g., your setup scratches a venue floor or damages a wall), and associated legal defense costs if you are sued. Every policy also includes Host Liquor Liability at no extra charge. Optional add-ons include care/custody/control coverage, medical payments, damage to premises, and more.
Single event / multi-day coverage protects you for one specific event or engagement. It’s ideal if you only work a handful of events per year or need coverage for a specific gig where the venue is requiring it.
Annual coverage (365 days) covers unlimited events all year long with unlimited free certificates of insurance. If you work 3 or more events per year, the annual policy is typically the better value since you only pay once and never have to purchase a new policy for each gig.
Yes. You can add your venue (or any other entity) as an Additional Insured directly during the online checkout process at no extra charge. You can also email the certificate directly to your venue from within the application. If you have an annual policy, you can add new Additional Insureds anytime throughout the year — there’s no limit.
Your Certificate of Insurance is generated within minutes of purchase and delivered straight to your inbox. You can also have it emailed directly to your venue at no extra cost during checkout. If you need help with additional insured certificates or documentation, our team is available Monday through Friday at 1-800-364-2433.
No — vendor insurance and event insurance are two different types of coverage.
Vendor insurance protects you as a service provider working at someone else’s event. It covers claims arising from your work, your equipment, and your setup.
Event liability insurance protects you as the organizer of an event. It covers claims from attendees who are injured or whose property is damaged during your event.
If you’re both organizing events and working as a vendor at other people’s events, you may need both types of coverage. Learn more about event liability insurance here.
Vendors love us
Vendor insurance in all 50 states
We provide vendor and exhibitor liability insurance in all 50 U.S. states and Washington D.C. Whether you’re working a wedding in California, a trade show in New York, a festival in Texas, or a corporate event in Florida, you can quote and purchase coverage online in minutes.

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Vendor liability insurance from $199. All 50 states. Quote and purchase online in minutes.

