Accepted by 99.9% of Venues Nationwide

When you’re planning an event, the last thing you need is to worry whether your insurance will be accepted. That’s why thousands of event hosts and venues nationwide trust us for coverage that meets even the strictest venue requirements. If your venue doesn’t approve your policy, we’ll refund you in full.

 

NEW Event Cancellation Insurance starting at $150

Now you can add Event Cancellation to your Event Liability policy in a single online application. Protection when an event must be cancelled or postponed due to covered perils including hurricanes, tornadoes, blizzards, severe storms, wildfire, earthquake, volcanic action, flood, venue destruction, and certified acts of terrorism.

Customers Love Us

Our Event Insurance is Better & Costs Less

Nationwide Coverage

Event Insurance in Minutes by RVNA can be purchased for events across all 50 states, from California to New York and Alaska to Texas.

Event Insurance by State »

 

Event Insurance FAQs

Event liability insurance protects you if an accident at your wedding, party, or special event causes injury or property damage. From a guest slipping and falling to accidental venue damage, liability coverage helps shield you from costly lawsuits.

Most venues require proof of event liability insurance before they’ll confirm your booking — making it both essential protection and a common requirement.

Yes. Our event liability policies are accepted by 99.9% of venues nationwide. Coverage includes bodily injury, property damage, and host liquor liability, with limits up to $2 million per occurrence / $5 million aggregate to quote and buy online. Need higher limits just call us.

Liability starts at $199 and covers an even with up to 500 attendees (larger events can be quoted), and comes with free, unlimited certificates of insurance for venues.

Every policy is fully backed by the Department of Insurance, so you can book your event knowing your coverage meets professional standards. We even guarantee venue acceptance, or your money back.

We recommend purchasing event liability insurance as soon as you book your venue. Most venues like to see proof of coverage soon after you confirm your event date. You can also buy event liability until the day before your event, but securing coverage early ensures you’re ready when the venue asks.

Instantly. Your Certificate of Insurance is generated within minutes of purchase and delivered straight to your inbox. You can also have it emailed directly to your venue at no extra cost. You can add your venue as an Additional Insured during the checkout and even include any required wording.

Yes. We provide event insurance in all 50 states for one day and multiple day events including parties, festivals, conferences, and more.

Yes — you can receive your certificate instantly online the moment you purchase your policy.

Yes. You can add your venue as an Additional Insured during checkout at no extra cost. Your Certificate of Insurance will list the venue by name, and if they require special wording, you can include it in your request.

A Real-Life Claim Scenario

Joe rented a location for a local science fair event. The facility rental contract specified that Joe, the event holder must indemnify the facility for any damages incurred for bodily injury or property damage arising from the negligence of the event holder. During the science fair, a child tripped on one of the educational displays and not only broke his arm, but also cut his hands when the table he fell on collapsed and shattered a beaker. The child’s family sued the facility owner for $280,000 for medical costs and emotional distress. The facility owner then filed a cross-complaint against Joe, the event holder. Fortunately, Joe had secured Contractual Liability coverage and his policy paid to defend the case in court and paid the final damages awarded.

Estimated cost with Contractual Liability: $25
Estimated cost with NO Contractual Liability: $280,000

A Smart Solution:
RVNA Contractual Liability coverage option

Most liability policies have provisions that exclude coverage for contractual liability. Contractual Liability is an optional coverage available when purchasing Event Liability Insurance.