ILLINOIS EVENT INSURANCE

Peoria venues require $1M per occurrence / $2M aggregate liability coverage.

• Civic & Convention Venues
  Peoria Civic Center (convention center, arena, and theater) requires proof of insurance for exhibitors and event hosts with certificates naming the Civic Center as Additional Insured.
• City & County Venues
  Riverfront Festival Park, Glen Oak Park, and City of Peoria facilities require certificates with “City of Peoria” or “Peoria Park District” named as Additional Insured.
• Hotels & Private Venues
  Par-A-Dice Hotel Casino, Embassy Suites, and The Gateway Building require same-day proof of insurance with the property named as Additional Insured.
• Museums & Unique Venues
  Peoria Riverfront Museum, Wildlife Prairie Park, and Luthy Botanical Garden require liability coverage plus venue-specific Additional Insured endorsements.
• Golf & Country Clubs
  WeaverRidge Golf Club and Peoria-area country clubs require $1M/$2M liability with the club named as Additional Insured.

Popular Peoria Venues We Cover
Peoria’s riverfront venues—from the Gateway Building to the Peoria Civic Center—all accept our coverage. The Riverfront Museum and Wildlife Prairie Park require Additional Insured endorsements; we provide same-day certificates with their exact requirements. Par-A-Dice Hotel, The Waterhouse, and WeaverRidge Golf Club accept our standard coverage. For festivals at Riverfront Park or corporate events at the Civic Center, we meet all requirements.

Our coverage meets 99.9% of Peoria venue requirements.

Rockford venues require $1M per occurrence / $2M aggregate liability coverage.

• City & Park District Venues
  Sinnissippi Park, Nicholas Conservatory & Gardens, and Rockford Park District facilities require certificates with “Rockford Park District” named as Additional Insured. City of Rockford venues have similar requirements.
• Arenas & Performance Venues
  BMO Center (formerly BMO Harris Bank Center) and Coronado Performing Arts Center require proof of insurance for events with venue-specific Additional Insured endorsements.
• Hotels & Conference Centers
  Embassy Suites Rockford, Rockford Conference Center, and Giovanni’s Convention Center require same-day proof of insurance with the property named as Additional Insured.
• Gardens & Unique Venues
  Anderson Japanese Gardens, Klehm Arboretum & Botanic Garden, and Nicholas Conservatory require liability coverage plus venue-specific Additional Insured endorsements. These premier garden venues often host destination weddings.
• Museums & Cultural Venues
  Burpee Museum of Natural History and Midway Village Museum require certificates with their organizations named as Additional Insured.

Popular Rockford Venues We Cover
Rockford’s diverse venues—from the stunning Anderson Japanese Gardens to the historic Coronado Theatre—all accept our coverage. Nicholas Conservatory and Klehm Arboretum require Additional Insured endorsements; we provide same-day certificates with their exact requirements. Prairie Street Brewhouse, Tebala Event Center, and BMO Center accept our standard coverage. For outdoor weddings at the Japanese Gardens or concerts at the Coronado, we meet all requirements.

Our coverage meets 99.9% of Rockford venue requirements.

Galena venues—from historic estates to vineyard properties—require $1M per occurrence / $2M aggregate liability coverage.

• Resorts & Estates
  The Goldmoor Inn, Eagle Ridge Resort & Spa, and Chestnut Mountain Resort require same-day proof of insurance with the property named as Additional Insured. Some estate properties require Waiver of Subrogation endorsements—we provide these at no extra cost.
• Historic & Cultural Venues
  Turner Hall, The Belvedere Mansion, and historic Galena properties require $1M/$2M liability with venue-specific Additional Insured endorsements.
• Wineries & Distilleries
  Galena Cellars Vineyard & Winery and Blaum Bros. Distilling Co. require certificates with the property named as Additional Insured.
• State Parks
  Galena/Jo Daviess County area state parks require certificates naming “Illinois Department of Natural Resources” as Additional Insured.

Popular Galena Venues We Cover
Galena’s destination wedding venues—from The Goldmoor Inn’s Mississippi River views to Eagle Ridge Resort—all accept our coverage. Historic properties like The Belvedere Mansion and Turner Hall require Additional Insured endorsements; we deliver same-day certificates with their exact requirements. Galena Cellars, Blaum Bros., and downtown Galena venues accept our standard coverage. For vineyard weddings or historic estate celebrations, we meet all requirements.

Our coverage meets 99.9% of Galena venue requirements.

North Shore venues—from botanical gardens to luxury estates—require $1M per occurrence / $2M aggregate liability coverage. Many exclusive venues require higher limits.

Botanical Gardens & Conservatories
Chicago Botanic Garden (Glencoe) requires certificates naming “Chicago Horticultural Society” as Additional Insured. This premier wedding venue has specific insurance requirements for each garden space.

Historic Estates & Mansions
The Armour House at Lake Forest Academy, Elawa Farm, and North Shore estates require certificates with the property or foundation named as Additional Insured. Historic properties often require Waiver of Subrogation endorsements—we provide these at no extra cost.

Country Clubs
Sunset Ridge Country Club, Westmoreland Country Club, and North Shore private clubs require $1M/$2M liability (some require $2M/$4M for large events) with club-specific Additional Insured endorsements.

Hotels & Conference Centers
The Orrington Hotel (Evanston), Renaissance Chicago North Shore, and Hilton properties require same-day proof of insurance with the property named as Additional Insured.

Cultural Venues
Ravinia Festival (Highland Park), Northwestern University venues, and the Halim Time & Glass Museum require liability coverage plus venue-specific Additional Insured endorsements.

Cook County Forest Preserves
Events at forest preserve locations require certificates naming “Forest Preserve District of Cook County” as Additional Insured.

Popular North Shore Venues We Cover
The North Shore’s premier venues—from the Chicago Botanic Garden to The Armour House—all accept our coverage. The Botanic Garden requires Chicago Horticultural Society Additional Insured wording; we provide certificates with the exact language required. Country clubs, Ravinia Festival, and Northwestern University venues require specific endorsements; we deliver same-day certificates with their exact requirements. Michigan Shores Club, Winnetka Community House, and lakefront venues accept our standard coverage.

Our coverage meets 99.9% of North Shore venue requirements.

Chicago Park District Requirements
All events in Chicago parks—including Millennium Park, Grant Park, Lincoln Park, and neighborhood parks—require permits and proof of insurance. Certificates must name “Chicago Park District” as Additional Insured. Most park events require 30+ days advance permit application. Our certificates include the exact wording the Park District requires.

Cook County Forest Preserves
Events at forest preserve locations throughout Cook County require certificates naming “Forest Preserve District of Cook County” as Additional Insured. Popular venues like The Grove, Hal Tyrrell Trailside Museum, and forest preserve picnic groves have these requirements.

Illinois State Parks & IDNR
Events at Starved Rock, Matthiessen, Illinois Beach State Park, and other state-managed properties require certificates naming “Illinois Department of Natural Resources” as Additional Insured.

Illinois Dram Shop Act
Illinois has one of the strictest liquor liability laws in the United States (235 ILCS 5/6-21). The Dram Shop Act creates liability for anyone who sells or gives alcohol to an intoxicated person who later causes injury or damage. If you’re serving alcohol without selling it (open bar, BYOB), Host Liquor Liability is included in all policies at no extra cost. If selling alcohol (cash bar, ticket sales), you need Liquor Liability coverage—available as an add-on. Many Illinois venues specifically require proof of liquor liability coverage.

McCormick Place & Convention Requirements
McCormick Place requires exhibitors and event hosts to carry specific insurance limits with certificates naming “Metropolitan Pier and Exposition Authority (MPEA)” as Additional Insured. Navy Pier has similar City of Chicago requirements.

Winter Event Considerations
Chicago and Illinois winters can impact outdoor events. Many venues require indoor backup plans for events between November and April. Some outdoor venues are unavailable during winter months. Contact us about event cancellation coverage for weather-related concerns.

Ready to safeguard your event? Start your event insurance application today.