Miami and South Florida

  • Miami & South Florida
    Most Miami-Dade and South Florida venues require $1M per occurrence / $2M
    aggregate liability with the venue named as Additional Insured.
  • City & County Venues
    Miami-Dade County parks, beaches, and facilities require certificates
    submitted 14-30 days before your event with Miami-Dade County named as
    Additional Insured. Palm Beach County venues have similar requirements.
    Our COIs include the exact wording Florida municipalities require.
  • Hotels & Resorts
    Luxury resorts like The Biltmore Hotel (Coral Gables), Fontainebleau Miami
    Beach, and The Breakers (Palm Beach) typically require same-day proof of
    insurance with the property named as Additional Insured. Purchase online
    and email your certificate directly to your venue coordinator within minutes.
  • Museums & Cultural Venues
    Vizcaya Museum and Gardens, Perez Art Museum Miami (PAMM), and the Norton
    Museum of Art require liability coverage plus venue-specific Additional
    Insured endorsements naming their trusts or foundations. We provide these
    at no extra cost.
  • Large Events (500+ attendees)
    Festivals, concerts, and stadium events at venues like Wynwood Walls or
    Jungle Island may require higher limits ($5M+) and additional coverages.
    Call us for custom quotes.

Popular Miami Venues We Cover
Miami hosts events at some of Florida’s most iconic venues, and our coverage
meets the requirements of virtually all of them. Historic properties like
The Biltmore Hotel and Vizcaya Museum require $1M/$2M liability with
same-day certificates—we provide both. Beachfront resorts including
Fontainebleau Miami Beach and The Breakers require Additional Insured
endorsements naming the property; our certificates include the exact
wording they require at no extra cost.

For creative spaces like Wynwood Walls and waterfront venues like PAMM,
standard venue liability requirements apply. South Beach outdoor events
and ceremonies may require City of Miami Beach permits alongside insurance.
Large-scale venues and yacht charters may require higher limits—call us
for custom quotes on events expecting 500+ attendees.

Our coverage meets 99.9% of Miami and South Florida venue requirements.

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Orlando and Central Florida

florida event insurance

Central Florida venues—from theme parks to convention centers—typically
require $1M per occurrence / $2M aggregate liability coverage.

  • Theme Parks & Resorts
    Walt Disney World Resort, Universal Orlando Resort, and LEGOLAND Florida
    have specific insurance requirements for private events hosted on their
    properties. Disney’s Fairy Tale Weddings and Universal’s event services
    each require venue-specific Additional Insured endorsements. Contact us
    for certificates that meet their exact specifications.
  • Convention Centers
    The Orange County Convention Center—one of the largest in the nation—requires
    proof of insurance for all exhibitors and event hosts. Trade shows and
    corporate conferences typically need certificates naming the Convention
    Center and Orange County as Additional Insureds.
  • Hotels & Private Venues
    Properties like Bella Collina, Mission Inn Resort, and the Grand Floridian
    Resort & Spa require same-day proof of insurance. Our instant certificates
    can be emailed directly to your venue coordinator.
  • Parks & Gardens
    Leu Gardens, Lake Eola Park, and other Orange County facilities require
    certificates submitted in advance with the City of Orlando or Orange County
    named as Additional Insured.

Popular Orlando Venues We Cover
From fairy-tale weddings at Disney to corporate conferences at the Convention
Center, our coverage meets Orlando’s unique venue requirements. Theme park
venues require specialized Additional Insured wording—we provide the exact
language Disney, Universal, and other properties require. Boutique venues
like Bella Collina and Leu Gardens accept our standard certificates with
same-day delivery. The Dr. Phillips Center for the Performing Arts, Winter
Park Farmers’ Market, and lakeside venues throughout Central Florida all
accept our coverage.

Our coverage meets 99.9% of Orlando and Central Florida venue requirements.

Get Orlando Event Insurance →

Tampa Bay and the Gulf Coast

florida event insurance

Tampa Bay area venues require standard $1M/$2M liability coverage with
venue-specific Additional Insured endorsements.

  • City & County Venues
    Tampa Riverwalk events, Clearwater Beach ceremonies, and Hillsborough
    County parks require certificates with the City of Tampa, City of Clearwater,
    or Hillsborough County named as Additional Insured. Pinellas County beach
    weddings have similar requirements. Our COIs include the required municipal
    wording.
  • Hotels & Resorts
    The Vinoy Renaissance St. Petersburg, The Don CeSar (“Pink Palace”), and
    Clearwater Beach resorts require same-day proof of insurance. Historic
    properties may have specific endorsement language—we provide it at no
    extra cost.
  • Museums & Cultural Venues
    The Florida Aquarium, The Dali Museum, and the Straz Center for the
    Performing Arts require liability coverage with their organizations named
    as Additional Insured.
  • Historic Districts
    Ybor City venues like The Italian Club and The Cuban Club have specific
    insurance requirements for events. Armature Works and other industrial-chic
    Tampa venues accept standard certificates.

Popular Tampa Bay Venues We Cover
Tampa Bay’s diverse venues—from the iconic Don CeSar to the cutting-edge
Dali Museum—all accept our coverage. Waterfront properties like The Vinoy
and Clearwater Beach resorts require Additional Insured endorsements; we
provide same-day certificates with the exact wording they need. The Florida
Aquarium and Straz Center require their organizations named on certificates.
For beach ceremonies at Honeymoon Island State Park or casual gatherings
at Armature Works, standard liability coverage meets their requirements.

Our coverage meets 99.9% of Tampa Bay venue requirements.

Get Tampa Bay Event Insurance →

Key West and the Florida Keys

florida event insurance

Keys venues require standard liability coverage, though destination wedding
resorts may have specific requirements.

  • Resorts & Hotels
    Casa Marina Key West, Ocean Key Resort, Sunset Key Cottages, and Isla Bella
    Beach Resort require $1M/$2M liability with the property named as Additional
    Insured. Our certificates can be emailed to your resort coordinator within
    minutes of purchase.
  • Historic Venues
    The Ernest Hemingway Home & Museum and The Southernmost House have specific
    event insurance requirements. We provide certificates with their required
    Additional Insured language.
  • State Parks
    Bahia Honda State Park and other Florida State Parks require certificates
    naming the State of Florida Department of Environmental Protection as
    Additional Insured.

Popular Keys Venues We Cover
Destination weddings in the Keys require insurance that meets resort
standards. Luxury properties like Casa Marina, Sunset Key Cottages, and
Isla Bella all require Additional Insured endorsements—we provide same-day
certificates with the exact wording they need. Historic venues including
the Hemingway Home and the Key West Butterfly Conservatory accept our
coverage. For beach ceremonies at Bahia Honda or waterfront events in
Marathon, we meet all Florida State Parks requirements.

Our coverage meets 99.9% of Florida Keys venue requirements.

Get Florida Keys Event Insurance →

Fort Lauderdale and the Gold Coast

florida event insurance

Broward County venues require standard $1M/$2M liability with Additional
Insured endorsements.

  • Hotels & Resorts
    The Ritz-Carlton Fort Lauderdale, Hyatt Regency Pier Sixty-Six, and The
    Boca Raton Resort & Club require same-day proof of insurance with their
    properties named as Additional Insured.
  • Parks & Gardens
    Bonnet House Museum & Gardens, Hugh Taylor Birch State Park, and Broward
    County parks require certificates with venue-specific Additional Insured
    wording.
  • Waterfront Venues
    Hollywood Beach Broadwalk events, Las Olas Boulevard gatherings, and yacht
    charters require liability coverage. Yacht events may require marine-specific
    endorsements—contact us for details.

Popular Gold Coast Venues We Cover
Fort Lauderdale’s waterfront elegance and Boca Raton’s resort luxury both
require proper event insurance. The Ritz-Carlton, Pier Sixty-Six, and Boca
Raton Resort all require Additional Insured endorsements—we deliver same-day
certificates with their exact requirements. Historic Bonnet House and
Deerfield Beach Pier accept our standard coverage. For Jungle Queen
Riverboat events or Las Olas private parties, we meet all venue requirements.

Our coverage meets 99.9% of Gold Coast venue requirements.

Get Fort Lauderdale Event Insurance →

Palm Beach and the Treasure Coast

florida event insurance

Palm Beach County venues—known for luxury and elegance—require $1M/$2M
liability with venue-specific Additional Insured endorsements.

Popular Venues We Cover
The Breakers Palm Beach, Flagler Museum, and The Colony Hotel require
Additional Insured endorsements naming their properties—we provide same-day
certificates with the exact wording they need. Jupiter Lighthouse, PGA
National Resort, and Sailfish Marina accept our standard coverage. For
Treasure Coast venues like The Mansion at Tuckahoe, Elliott Museum, and
McKee Botanical Garden, we meet all requirements.

State parks including Blowing Rocks Preserve require certificates naming
the State of Florida Department of Environmental Protection.

Our coverage meets 99.9% of Palm Beach area venue requirements.

Get Palm Beach Event Insurance →

Jacksonville and Northeast Florida

florida event insurance

Northeast Florida venues require standard $1M/$2M liability coverage.

Popular Venues We Cover
The Cummer Museum of Art & Gardens, Epping Forest Yacht & Country Club,
and TIAA Bank Field require Additional Insured endorsements—we provide
certificates with their exact requirements. Amelia Island Ritz-Carlton,
Casa Marina Jacksonville Beach, and riverfront venues accept our coverage
with same-day delivery. Fort Clinch State Park and Kingsley Plantation
require State of Florida Additional Insured wording.

Our coverage meets 99.9% of Jacksonville area venue requirements.

St. Augustine and the First Coast

florida event insurance

America’s oldest city offers historic venues with standard insurance
requirements.

Popular Venues We Cover
The Lightner Museum, Treasury on the Plaza, The White Room, and Flagler
College require Additional Insured endorsements naming their properties
or trusts. Castillo de San Marcos (National Monument) has federal insurance
requirements—contact us for details. The Ponte Vedra Inn & Club, River
House, and Vilano Beach venues accept our standard certificates.

Anastasia State Park and Fountain of Youth Archaeological Park require
State of Florida Additional Insured language.

Our coverage meets 99.9% of St. Augustine venue requirements.

Destin and the Emerald Coast

florida event insurance

Emerald Coast venues—from beachfront resorts to Seaside’s charming chapel—
require standard $1M/$2M liability coverage.

Popular Venues We Cover
Henderson Beach Resort, Emerald Grande at HarborWalk Village, and WaterColor
Inn require Additional Insured endorsements—we provide same-day certificates.
The Chapel at Seaside, Pearl Hotel Rosemary Beach, and Alys Beach venues
accept our coverage. Grayton Beach State Park requires State of Florida
Additional Insured wording. HarborWalk Village and Baytowne Wharf events
have standard venue requirements.

For large events at Empire Polo Club or festivals along 30A, higher limits
may be required—call for custom quotes.

Our coverage meets 99.9% of Emerald Coast venue requirements.

Naples, Marco Island, and Southwest Florida

florida event insurance

Paradise Coast venues require standard $1M/$2M liability coverage.

Popular Venues We Cover
The Ritz-Carlton Naples, Naples Grande Beach Resort, and JW Marriott Marco
Island require Additional Insured endorsements—we deliver same-day
certificates with their exact requirements. Naples Botanical Garden,
Artis-Naples, and Marco Beach Ocean Resort accept our standard coverage.
Keewaydin Island (accessible by boat only) and Delnor-Wiggins Pass State
Park require specific Additional Insured language.

Our coverage meets 99.9% of Southwest Florida venue requirements.

Florida-Specific Insurance Considerations

  • Hurricane Season (June 1 – November 30)
    Florida’s hurricane season can impact outdoor events. While standard liability coverage remains in effect, event cancellation coverage can protect your deposit if authorities order evacuations or venues close due to storm threats. Contact us about cancellation coverage options.
  • Liquor Liability
    Florida’s liquor laws vary by county. If you’re serving alcohol without selling it (open bar, BYOB), Host Liquor Liability is included in all policies at no extra cost. If selling alcohol (cash bar, ticket sales), you need Liquor Liability coverage—available as an add-on.
  • Beach & Waterfront Events
    Florida beach ceremonies and waterfront events may require additional permits from local municipalities. Our certificates meet the insurance requirements for most Florida beach permits.
  • Theme Park Events
    Disney, Universal, SeaWorld, and other theme parks have specific insurance requirements for private events. Contact us for certificates that meet their exact specifications.

Ready for comprehensive coverage? Start your event insurance quote today.

Insurance Across U.S.

RVNA Event & Vendor Insurance provides Liability and Accidental Medical coverage in all 50 states and Washington D.C.

Featured States

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Vendor Insurance

We insure hundreds of event vendors for single and multiple day events as well as Annual Vendor Insurance, which includes unlimited events all year long.

Featured Vendors

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RVNA has special insurance just for Weddings and Private Events, such as birthday parties, anniversary parties, and more. Quote & Buy online instantly at Wedsure.com

Insurance for Photographers & Videographers

RVNA’s top-rated insurance for professional photographers includes Liability with unlimited COIs, Worldwide Equipment coverage, and more. Visit prophotographersinsurance.com for more details.

Insurance FAQs

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Visit djinsuranceinminutes.com for details on RVNA’s top-rated insurance for DJs and Emcees. Quote & Buy online in minutes.

ATTN: Photobooth Operators

RVNA offers specialty insurance for photobooth operators from $99/year with unlimited COIs and proof of insurance for venues and events all year. Visit prophotoinsurance.com for more details.

Questions? Call Us.

RVNA has event insurance experts in California, Texas, and Ohio available by phone Monday through Friday from 5:30AM to 5:00PM PT. Call 1-800-364-2433.

We can also call you. Just complete a Request for Callback and a representative will get in touch.

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