By: R.V. Nuccio
R.V. Nuccio & Associates, Inc.
What is Hired & Non-Owned Auto Liability Coverage?
Hired Auto Coverage means auto liability coverage for claims resulting from rented/hired auto/van/charter bus used for your event to transport employees, volunteers or individuals and Non-Owned Auto Coverage means auto liability coverage for claims resulting from employees or volunteers driving their autos while completing business for your event. In short, Hired and Non-Owned Automobile Liability Insurance protects the insured group against third-party lawsuits arising from the use of automobiles which are not owned or are rented, chartered or hired by the insured, such as a chartered bus.
Why Would My Group Need Hired & Non-Owned Auto Liability Coverage?
Whether you realize it or not, you may occasionally find yourself in situations where Hired & Non-Owned Automobile coverage is needed. Errands and rental situations are some of the most common occurrences to come up, whether it be sending a volunteer to pick up supplies for an event, or renting a vehicle for transportation of the group. In the event of an auto accident during these activities and your group is sued, coverage kicks in.
I Still Have More Questions About Hired & Non-Owned Auto Liability Coverage, Who Can I Contact?
Please call our office at (800) 364-2433 and a friendly member of our customer service team will be happy to assist you with any additional questions you may have.