Event Cancellation Insurance
From $150 per event
Event Cancellation and Postponement Insurance provides up to $250,000 in financial protection if your event must be cancelled or postponed due to a covered peril, including adverse weather, earthquake, flood, venue destruction, wildfire, volcanic action, and certified acts of terrorism. Backed by an A+ rated carrier. Event organizers and event holders can quote and purchase online in minutes. An Event Cancellation Policy must be purchased at least three days before your event start date. All coverage is subject to policy terms, conditions, and exclusions.
What Event Cancellation Covers at a Glance
This is a named peril policy. Your event is covered for cancellation or postponement when the loss is the sole and direct result of one of the insured perils listed below. All coverage is subject to the full policy terms, conditions, and exclusions.
Protects your event investment when an event must be cancelled or postponed due to severe weather conditions that pose a serious threat to the safety of attendees or event setup, or that make it physically impossible to use the venue due to physical damage or inaccessibility. Examples may include hurricanes, tornadoes, blizzards, and severe storms. The Event Cancellation policy must be purchased at least 15 days before your event start date for Adverse Weather coverage to be effective.
Protects your investment when an event must be cancelled or postponed due to earthquakes, including earth sinking, rising, or shifting, as well as landslides related to seismic activity that prevent your event from proceeding as scheduled.
Protects your event investment when an event must be cancelled or postponed due to a general and temporary condition of partial or complete inundation of normally dry land areas, whether from the overflow of inland or tidal waters, or from unusual and rapid accumulation or runoff of surface waters from any source.
Protects your event investment when an event must be cancelled or postponed due to situations where the venue can no longer be used for your event due to damage, destruction, or inaccessibility as determined by any federal, county, city, or local government or government agency.
Protects your investment when your event must be cancelled or postponed due to wildfire activity that impacts your venue or makes it unsafe or inaccessible for your scheduled event.
Protects investments when an event must be cancelled or postponed due to volcanic eruptions, including airborne volcanic blast, airborne shock waves, ash, dust, particulate matter, or lava flow occurring concurrently or in any sequence with an eruption.
Protects your investment when your event must be cancelled or postponed due to Certified Acts of Terrorism as defined under the U.S. Terrorism Risk Insurance Act. This includes the use of force, violence, or threat thereof by any person or group acting for political, religious, ideological, or similar purposes, including the intention to influence any government or put the public in fear. Certification is determined by the U.S. government as required under the Act.
The above is a summary of covered perils for informational purposes only. It does not include all terms, conditions, and exclusions. Please refer to the full policy for complete details of coverage.
How Event Cancellation Insurance Works
1
A covered peril strikes
Your event is cancelled or postponed due to an insured peril beyond your control.
2
File your claim
Notify us promptly with a description of the loss. We provide all necessary forms.
3
Get reimbursed
We reimburse you for your out-of-pocket financial loss, up to your limit of insurance, subject to policy terms.
Important Exclusions to Know
This is a named peril policy, which means only perils listed above are covered. Additionally, the policy does not cover losses caused by or related to the following, among others. Please read the full policy for complete details.
Frequently Asked Questions
Policies start at $150 per event. Your final premium depends on the type of event, the coverage limit you select, the event location, and other factors provided in your application.
You can get a Quote and Buy online in minutes, no phone call required. Pricing is provided before you commit to purchasing.
Any event organizer or event holder can apply. Whether you’re planning a wedding, corporate conference, fundraiser, festival, concert, trade show, sporting event, or private party, you can request a quote.
Our event cancellation policy can cover events at venues in the United States.
A named peril policy provides coverage only for specific causes of loss that are listed in the policy, as opposed to an “all-risk” policy that covers everything except what is specifically excluded.
Our event cancellation policy covers the following named perils: adverse weather, earthquake, flood, destruction of venue, wildfire, volcanic action, and certified acts of terrorism.
If your event is cancelled or postponed due to one of these perils, and all other policy conditions are met, you may be eligible for reimbursement. Losses caused by perils not listed above are not covered. Please review the full policy for complete terms, conditions, and exclusions.
Cancellation means the physical or legal inability to proceed with your event prior to its commencement. For example, a hurricane destroys your venue two days before your event and the event cannot take place.
Postponement means the unavoidable and necessary rescheduling of your event to another time due to the physical or legal inability to commence. For example, a flood makes your venue inaccessible, but you’re able to reschedule for a later date.
Both cancellation and postponement are covered under this policy when caused by an insured peril. If your event is postponed, you have an obligation to use your best efforts to rearrange it.
Yes. A deductible applies and will be shown on your Declarations page when your policy is issued. The deductible amount is subtracted from the adjusted loss before your reimbursement is calculated.
The specific deductible for your event will be provided when you receive your quote.
If an event occurs that may give rise to a claim, you should:
1. Notify us promptly. Contact us as soon as you discover any situation likely to result in a claim. Include a description of the loss.
2. Mitigate your losses. Take all reasonable steps to avoid or reduce further financial loss.
3. Submit a proof of loss. We will provide the necessary forms. You must submit a signed, sworn proof of loss within 30 days of our request.
Claims can be reported 24/7 by calling 1-888-347-3428. You can also contact RVNA at 1-800-364-2433 during business hours for assistance in filing your claim.
Yes. When you purchase your Event Cancellation Policy online, your Certificate of Insurance is emailed the same day to share with your venue, vendors, or stakeholders.
Please note that an Event Cancellation policy must be purchased at least three days prior to the event start date.
If you need additional insured certificates or have questions about your documentation, our team is available Monday through Friday at 1-800-364-2433.
Our event cancellation insurance is underwritten by an A+ Rated carrier, which means the insurance has an A+ rated (Superior) financial strength rating from AM Best, the leading independent rating agency for the insurance industry.
AM Best evaluates insurance companies on their ability to meet ongoing financial obligations to policyholders. An A+ rating is the second-highest rating available and indicates that the carrier has a superior ability to pay claims.
In practical terms, this means that when you purchase a policy from us, you can have confidence that the company behind it has the financial strength to pay covered claims. Not all event cancellation providers offer coverage with an A+ rating.
No. These are two different types of coverage that protect you in different ways.
Event Liability Insurance protects you if someone is injured or property is damaged at your event and you are held responsible. Most venues require this coverage.
Event Cancellation Insurance protects your financial investment, the expenses you’ve committed to and the revenue you expect to earn, if your event must be cancelled or postponed due to a covered peril.
Many event organizers carry both. You can quote and purchase Event Liability and Event Cancellation at the same time in our online application. Learn more about Event Liability Insurance.
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Protect your Event Investment
Event cancellation insurance from $150. A+ rated carrier. Purchase online.