Accident Medical Expense / AD&D

Get an Instant Quote
    ONLINE ADVANTAGE

  • Premium starts at $25.
  • Quote. Pay. Print. Online.
  • Certificate of Insurance 24/7
  • #1 Choice among Venues
 
 

Are you a Broker?
Instant Quote & Purchase

RVNA Event Insurance provides retail brokers with access to a completely automated system. Learn more

Log in now

Accident Medical Expense / AD&D Premium starts at $25.

Participants and spectators of an event you are hosting can sue you if they are injured during the event. Accident medical insurance prevents an expensive and lengthy lawsuit by providing an injured participant with out-of-pocket medical costs in the event of an accident.

Accident Medical is optional coverage and can be purchased for any eligible event.

Which Events Do We Cover?

We insure hundreds of event types, both private and public. When you complete an online quote you will select your event type. If your event is not listed, please contact our office directly at 1-800-364-2433.

View a quick list of eligible event types

CLOSE [X]
FAQs

What is AD&D/AME?
AD&D/AME stands for Accidental Death and Dismemberment/Accident Medical Expense. This coverage is medical expense insurance which will sometimes help to avoid a lawsuit. The theory is that if an injured persons medical expenses are paid, they will not sue. Although there is no guarantee, historically, this theory has worked well. The AD&D/AME provides lower limit insurance coverage for out-of-pocket medical expenses resulting from an accident at a special event. AD&D/AME coverage was designed as a supplement to and not a replacement for Vendors Liability Insurance, as it will cover certain medical expense claims which are not covered by Vendors Liability Insurance. People attending the special event have come to expect their medical expenses to be paid in the event of an accident. Vendors Liability and AD&D/AME in combination, provide the broadest coverage available.

Why should I purchase AD&D/AME coverage?
With Accidental Death and Dismemberment/Accident Medical Expense, the theory is that if an injured persons medical expenses are paid, they will not sue. Although there is no guarantee, historically, this theory has worked well. AD&D/AME coverage was designed as a supplement to and not a replacement for Vendors Liability Insurance, as it will cover certain medical expense claims which are not covered by Vendors Liability Insurance. People attending the special event have come to expect their medical expenses to be paid in the event of an accident. Vendors Special Event Liability and AD&D/AME in combination, provide the broadest coverage available.

What is covered under AD&D/AME?
As the title implies, Accidental Death and Dismemberment/Accident Medical Expense provides insurance coverage for out-of-pocket medical expenses resulting from an accident at a special event. AD&D/AME coverage was designed as a supplement to and not a replacement for Vendors Liability Insurance, as it will cover certain medical expense claims which are not covered by Vendors Liability Insurance. People attending the special event have come to expect their medical expenses to be paid in the event of an accident. Vendors Special Event Liability and AD&D/AME in combination, provide the broadest coverage available.

CLOSE [X]
View Sample Policy & Underwriter Information

Our Accident Medical Expense and Accidental Death & Dismemberment (AD&D) Insurance program is exclusively administered nationally by R.V. Nuccio & Associates Insurance Brokers, Inc. and is underwritten by an A+ rated insurance company.

CLOSE [X]