Event Insurance by RVNA

What is Event Insurance?

Whenever you organize an event, meeting or gathering, there's a chance something can go wrong. It may not be the first thing on your mind when organizing your event, but accidents or other mishaps can exposure you to liability. If someone gets injured while attending your event, you could be held liable for their medical expenses, loss of income or other damages due to unintended negligence.

You probably already have insurance for your home and car, but these policies do not cover you when holding an event at another location.

Event insurance - specifically general liability insurance - is a special insurance policy designed to insure the legal liability exposures of an event. This type of liability insurance policy is generally termed a Commercial General Liability policy. Liability insurance policies provide civil legal liability coverage for allegations of bodily injury and property damage.

The venue where you plan to hold your event may require you to show proof of General Liability Insurance. Your proof of General Liability Insurance is called a Certificate of Insurance. The amount of insurance required by the venue may vary, but is often $1,000,000.

Venues require this insurance because the venue owner/operator wants to perform what is known as a risk transfer. They want to push or share as much potential liability as possible onto you, the event holder.

In many cases the venue may require you to list their venue as an Additional Insured on the General Insurance Policy. This confers certain insurance protection to the venue owner/operator from your insurance policy.

Is your event covered? We offer the insurance for over 425 event types. We issue policies online in real-time 24/7 and 365 days a year.

 

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Parties. Concerts. Festivals. If it's entertainment, we insure it.
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