Vendor Liability Insurance

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Real-Life Claim Scenario: Smoky Joe’s was the most popular place to eat at the Methven County Fair. The vendor’s tasty fare included barbequed hot wings, ribs, tri-tip and other mouth-watering favorites. Joe did most of his cooking on charcoal and kept a gas grill on hand as well. One fateful July evening, the crowd got a little more sizzle than planned when the propane tank in the gas grill exploded. Burning hot food and metal shrapnel peppered the crowd, injuring eight people. A class action lawsuit was filed against Smoky Joe’s and the Methven County Fair (event holder). Fortunately, they both had coverage. The event holder was hit with a $245,000 judgment, while Smoky Joe’s was ordered to pay $636,000. Thankfully, Joe was covered due to his smoking hot decision to buy RVNA Vendor Event Liability Insurance.

Estimated cost with Vendor Event Liability Insurance: $152
Estimated cost with NO Vendor Event Liability Insurance: $636,000

A Smart Solution:
RVNA Vendor Event Liability Insurance

Vendor/Concessionaire/Exhibitor Insurance (also known as Event Liability Insurance, Commercial General Liability coverage, Special Event Liability coverage or Short Term Liability coverage) is available for event holders and vendors. This coverage is designed to protect the insured event holder, concessionaire, exhibitor or vendor against lawsuits from third parties for bodily injury or property damage.

A vendor, also known as an exhibitor or concessionaire, is a person or firm that operates a business within the premises belonging to another under a concession, usually as the seller of certain goods or services during a short duration event, such as a carnival, convention, concert, fair or flea market.

Learn more about Vendor/Concessionaire/Exhibitor Event Liability Insurance

Learn more about Annual Vendor Insurance

View Event Liability Insurance Sample Policy

View a list of some eligible event types for vendors.