Weather Insurance

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Real-Life Claim Scenario: The Two River Charter School planned a spaghetti dinner with the goal of raising $15,000 to help fund a new playground. Unfortunately, a severe snow storm hit on the day of the event and the event had to be canceled due to treacherous road conditions. Organizers luckily had the foresight to secure $5,000 of Weather Insurance coverage prior to the event. They simply filed a claim and the insurance carrier issued a check for $5,000.

A few months later across town, the Two River Golf Course hosted one of the club’s biggest revenue generators, the Summit Golf Challenge and Annual Luncheon. Unfortunately bad weather struck again, with rain, thunder and lightening appearing on the morning of the event. The organizers had not purchased Weather Insurance so the event was a total loss.

Estimated cost with Weather Insurance: $112.50
Estimated cost with NO Weather Insurance: $5,000 - Total Loss

A Smart Solution:
RVNA Weather Insurance

Weather Insurance is available as a stand-alone policy for indoor and outdoor events. Proceeds from your Weather Insurance policy may be used at your discretion to offset lost revenues or pay for unexpected expenses, such as the cost to rent a tent or pay for a snowplow. Your event does not have to be canceled for the policy to pay, it simply has to rain or snow within your insured timeframe, for the amount you insured against. You also do not have to attest how much you lost due to inclement weather. If it rains or snows the amount you insured against during the timeframe you selected, you will be paid the policy limit.

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